Brazil, Indiana · Sunday, November 8, 2009
[The Brazil Times nameplate] Fair ~ 51°F  
High: 71°F ~ Low: 48°F
When Bumpers Meet Antlers
Posted Monday, September 14, at 9:46 AM
When people get ready to walk across a public road, they usually look both ways first to see if any motor vehicles are coming.

Unfortunately, this isn't the case with animals, including certain large ones.

Too often, the result is a motorist's worst nightmare: A collision with a deer, moose or elk.

The animal usually comes out second-best in this type of close encounter, but the toll on vehicles and their occupants can also be substantial.

According to the Insurance Institute for Highway Safety, more than 150 people die in animal-vehicle collisions each year. The Insurance Information Institute estimates some 1.5 million such collisions cause about $1 billion in damage annually.

While animal-vehicle collisions can happen any time of year, fall is the peak season for deer-car crashes. That's mainly because autumn is both mating season and hunting season, so deer are more active and more likely to roam beyond their normal territory.

No foolproof way has been found to keep deer, moose or elk off highways and away from vehicles.

Deer whistles have their advantages, but the Insurance Institute for Highway Safety says there's no scientific evidence to support claims they work as intended.

Some studies suggest roadside reflectors -- designed to reflect light from vehicle headlamps and cause deer to "freeze" rather than cross the road -- reducing crash frequency to some extent.

There are ways you can lessen an unplanned meeting with a deer, moose or elk.

Here's how:

* Be aware of your surroundings. Pay attention to "deer crossing" signs. Look well down the road and far off to each side. At night, use your high beams if possible to illuminate the road's edges. Be especially watchful in areas near woods and water. If you seen one deer, there may be several others nearby,

* Be particularly alert at dusk and dawn, when these animals venture out to feed,

* If you see a deer, moose or elk on or near the roadway and think you have time to avoid hitting it, reduce your speed, tap your brakes to warn other drivers and sound your horn. Deer tend to fixate on headlights so flashing them may cause the animal to move. If there's no vehicle close behind you, brake hard,

* If a collision seems inevitable, don't swerve to avoid the animal. Your risk of injury may be greater if you do. Hit it, but control the vehicle. Report the crash to the police, and

* Always obey the speed limit and wear safety belts.

Being alert at all times while driving is your best defense against any type of accident.



Kid safety: Back to school
Posted Tuesday, August 11, at 12:07 PM

Kids will be out in greater numbers on the streets and sidewalks. As parents, we want our children to enjoy their years in school and return safely home each afternoon. Whether your child is riding a bike, walking or taking a bus, there are a few simple safety rules you should discuss...



Be alert to the dangers of drowsy driving
Posted Wednesday, July 8, at 8:35 AM

Driving while drowsy is an unnecessary risk you shouldn't take. Sleep deprivation has become widespread in North America as people try to squeeze more and more activities into each day. One consequence: More vehicle crashes attributed partly or wholly to sleepiness...



Home fire sprinklers
Posted Friday, June 19, at 6:36 AM

Nationwide, more than 4,000 people die in fires each year. Home fire sprinklers can contain and may even extinguish a fire in less time than it would take the fire department to arrive on the scene. Fire sprinklers are not a new idea. Developed in the late 19th century, sprinkler systems protect much of the world's commercial risks. Now, similar technology is being installed in homes, where, unfortunately, most of the fire deaths occur...



Home-Based Businesses Need Business Insurance
Posted Tuesday, May 26, at 12:05 PM

The dream of owning a business is becoming a reality for thousands of people each year. For many of these would-be captains of industry, that means starting the operation at home. However, your enterprise may be in jeopardy if you don't have business insurance...



Motorcycles -- Riding with the right gear
Posted Tuesday, May 19, at 10:17 AM

You've bought that shiny new motorcycle, taken a safety course and are ready to hit the open road. But what else can you do to help protect yourself? Wear the right gear -- an approved helmet, face or eye protection and protective clothing. Helmet Accidents can happen to anyone. According to the Motorcycle Safety Foundation (MSF-USA), one of every five motorcycle accidents results in head or neck injuries. These injuries can be reduced by wearing an approved helmet...



A Personal Umbrella for a Rainy Day
Posted Thursday, April 23, at 4:56 PM

There are so many "rainy days" that people can experience - a sick child, a broken-down car or a late mortgage payment. But what about a lawsuit? These days lawsuits are being filed, not just against big corporations, but also against people like you and me. In the blink of an eye, you could be involved in a car or boating accident, or have someone become injured on your property that could result in litigation against you seeking thousands or even millions of dollars...



Shocking news about lightning
Posted Wednesday, April 1, at 10:52 AM

Lightning brightens the sky and provides a spectacular display of Mother Nature's power. This awesome phenomenon also causes more deaths and property destruction in a typical year than floods, hurricanes and tornadoes combined. Don't underestimate the dangers of lightning...



Potholes can be costly
Posted Monday, March 16, at 8:51 AM

Winter brings a number of driving hazards, but one of the most hated is the pothole. An encounter with one can leave damaged tires, wheels and suspension components in its wake. Potholes can occur in any region or climate, but at this time of year, they're especially prominent in areas known for ice, snow and below-freezing temperatures...



Counting dollars instead of calories
Posted Monday, March 9, at 12:29 PM

Think east versus west, the Yankees versus the Dodgers, Manhattan versus Hollywood. New York, N.Y., and Los Angeles, boast many difference, but they have one thing in common: Many of their residents don't have enough life insurance to protect their families...



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Hot topics
When Bumpers Meet Antlers
(0 ~ 8:46 AM, Sep 14)

Kid safety: Back to school
(0 ~ 12:07 PM, Aug 11)

Be alert to the dangers of drowsy driving
(1 ~ 2:29 AM, Jul 10)

Home fire sprinklers
(0 ~ 6:36 AM, Jun 19)

Home-Based Businesses Need Business Insurance
(0 ~ 12:05 PM, May 26)