Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Bush's major disaster declaration issued for Indiana on Friday:
- Rental payments for temporary housing for those whose homes are unlivable.
- Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional.
- Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other aid programs.
- Unemployment payments up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits.
- Low-interest loans to cover residential losses not fully compensated by insurance. Loans may be available up to $200,000 for primary residence, $40,000 for personal property, including renter losses, up to $1.5 million for business property losses not fully compensated by insurance.
- Loans up to $1.5 million for small businesses that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster's adverse economic impact.
- Loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence.
- Other relief programs: Crisis counseling for those traumatized by the disaster, income tax assistance for filing casualty losses; advisory assistance for legal, veterans benefits and social security matters.
How to apply:
Call (800) 621-FEMA (3362) from 8 a.m. to 6 p.m., seven days a week, until further notice. Applicants registering for federal aid should prepare basic information about themselves (name, address, phone number), insurance coverage and any other information to substantiate losses.