At approximately 8:05 a.m., police were dispatched to the intersection of Meridian Street and National Avenue for a four-vehicle accident.
According to BPD officer Alisha Lord, all four vehicles were heading east on National Avenue.
Lowe's vehicle in turn rear-ended a white Ford Focus, driven by April Tryon, 34, Brazil, who then rear-ended a red Honda Accord, driven by Jane Kohr, 55, Terre Haute.
Lord said Velaquez told her the glare from the sun prevented him from seeing the stopped vehicles.
Kohr's vehicle sustained little damage and neither did Lowe's. Officials said Lowe complained of back and neck pain, but refused medical treatment at the scene, opting to go to his "family doctor."
Tryon's vehicle sustained rear-end damage, and the front-end of Velaquez' vehicle was badly damaged.
Officers said Velaquez would be cited for Operating While Never Licensed.
Meanwhile, only moments later, officials were dispatched to a two-vehicle accident at the corner of Meridian and Church streets, only one block north from the first accident.
According to BPD Capt. Dennis Archer, Stephen House, 57, Brazil, was traveling north in a gray Chevrolet Malibu when his vehicle was struck by a gray Discovery Land Rover, driven by Frank Zwerner, 35, Terre Haute, who was traveling east on Church Street.
Archer told The Times Zwerner stated he did not see the stop sign at the intersection of Church and Meridian.
No injuries were reported from the second accident. In addition, no driver was cited.